The 5 Best Online Therapy Services Insured in 2022

Talkspace offers a variety of subscription plans to help you find the right amount of mental health support for your needs. With the most basic subscription, you can opt for text therapy, which includes text, video, and audio messaging. Upgrade to the Premium plan to add a 30-minute live therapy session, or opt for the Ultimate plan to unlock four 30-minute live video appointments.

While the brand also offers psychiatric care and counseling plans for teenagers between the ages of 13 and 17, therapy is the most important service. The company employs licensed and recognized therapists, psychiatrists, physicians and couples therapists, all of whom must have at least 3,000 hours of clinical experience. Another advantage? Employees are also checked by third parties to ensure their licenses are in good standing.

When you’re ready to sign up, watch a short introductory video and begin the onboarding process. Once you’ve chosen your plan, Talkspace uses your goals and preferences to suggest a therapist, which you can easily switch at any time. Exact response time for calls varies by practitioner, but the company requires a minimum of one response per day for at least five days a week.

Some clients have reported a delay of a few days between creating their profile and being matched with a therapist (although the company says you should hear from your therapist within 48 hours).

In addition to some Employee Assistant Programs (EPAS), Talkspace also accepts major health plans such as Optum, Blue Cross, and Cigna. Access the full list here.

Costs: $316 to $556

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