Well, it would just happen to you, you just want to go shopping and you find out that your wallet is as flat as a dime. What do you do in such a case? If you really have to do this the same day, you can ask a friend if you can borrow something and pay it back at a later date.
But if you do not have this option, then there is little left but borrowing a small amount, then you can not only do your shopping, but you also have some money left over to purchase some other necessary things. You can read in the rest of this article how you can request such a small amount of a few hundred euros and how quickly you have this in your account.
Borrow money for groceries
Comfort yourself with the thought that it will happen to many more people, temporarily run out of money, especially if your salary is not paid until a few weeks later, is the order of the day.
Fortunately, there is a solution that you can possibly use well and that is to borrow a few hundred euros with a so-called mini loan. You can borrow an amount of up to 1000 euros that you must repay within a maximum of 45 days. If you have a bkr assessment, then this is not a problem, no assessment is performed.
Mini loan explained
Requesting a small amount with a mini loan is fairly simple, you do this online and simply complete the questionnaire that you will be presented with. When you have answered all questions, click on send and your request has been sent. After this request you will be kept informed of the progress of your request by email and text message. Of course a number of papers must be sent with which you can confirm your identity and your income, do not worry because there are no complicated contracts that you have to sign.
What can I borrow?
The minimum amount that you can request is 50 euros and the highest amount you can get is 1000 euros at the time of writing. If you need a higher amount, you can go for a revolving credit, but a BKR check is performed here. The most requested loan amounts are around 300 euros, it is an amount that is relatively easy to pay back without getting into trouble with it, the maximum amount of 1000 euros is much less popular and serves more as a bait.
How fast do I have my money
You can assume that upon approval of your application the requested amount will be transferred to your account immediately. That is why it is useful to ensure that the papers that will be requested are ready on your computer so that when they are requested you can immediately send them by email.
If you have a good mobile phone, you could also take nice pictures of it, after all, it looks just as good as a scan, because not everyone has access to a printer with a scanner. To make it even easier, you can also borrow money with a selfie from certain providers of the mini loan.
What are the costs
The costs, that is a point that you have to keep in mind, there are providers that oblige you to take out an expensive insurance, if you have no problems with this then you could consider this. With others you have options that you can choose with regard to the speed of payment, the faster you want the requested amount, the higher the costs.
In any case, it is advisable to ask yourself whether it is useful to borrow money, now if you want to borrow money for groceries you do not really have much choice, because you still have to eat. If you prefer not to borrow, you can also go to the food bank in an extreme case.